Meet our employees
Ashley, Supervisory Examiner, McLean
"In my first few years as an examiner, I significantly improved my skills in financial analysis; credit analysis; teamwork, which is a big part of the examination process; and communication skills — both written and oral."
“I first learned about FCA at my university’s business career fair during my senior year of college. I had never heard of FCA before, but my major was finance and I saw that was one of the majors FCA was looking for. I stopped at the FCA booth and talked to the recruiting folks. I had another job offer I had been considering, but FCA appealed to me the most mainly because of the flexibility of the work schedule and also the travel aspect of it.
“I started working at FCA in June 2009 just a few weeks after I graduated, and now I’m going on 10 years here. I went to the University of North Texas in Denton.
“I did not have any sort of farming or ag background before I started working at FCA. The closest thing I had to a banking background was a finance degree. An ag background certainly would have helped, but I wouldn’t say that not having one has hindered me in performing my job. There’s lots of training FCA provides and they basically teach you everything you need to know in order to do the job. Then, as you are out in the field, you pick up additional knowledge in working with various institutions and working with more tenured examiners.
“I started in the Staff Development Division (SDD) when I was hired at FCA. The SDD has a structured training program for new associate examiners, and it involves every facet of the job. You get training on farming and agricultural terminology, ag and farming processes, credit, finance, appraisal, communications, audit, governance — everything you need to know to become a commissioned examiner down the line. I eventually transitioned to the Association Examination Division in October 2011, where I worked for more than six years.
"I moved back to SDD in January 2018, this time around as a supervisory examiner, which is my current position. In this role, I supervise and train SDD associate examiners. It’s very fulfilling as you help them develop and grow their skillsets on the path to hopefully getting commissioned.
“In the office, my day always starts with checking my email. I’ll address anything that is pressing and then move on to whatever I happen to be working on that week. There’s not really a typical day in the sense that I’m always reviewing different areas assigned for different institutions we happen to be working on at the moment.
Working on bank examinations
“When we are on-site, we’re typically reviewing loans completing an analysis on the five C’s of credit [character, capacity, capital, collateral and conditions] and then evaluating credit administration areas. Besides loans, we also do things like assess financial condition and performance, review asset quality, or examine corporate governance areas. The assignments depend on the scope of examination set by the examiner-in-charge as well as the learning and development needs of SDD’s associate examiners.
Lots of opportunities to hone skills
“In my first few years as an examiner, I significantly improved my skills in financial analysis; credit analysis; teamwork, which is a big part of the examination process; and communication skills — both written and oral. Public speaking really is a huge part of the job. We’re meeting with management teams and boards of directors, and we’re giving presentations on the results of our examination work. The power of persuasion as you communicate with management and boards of directors is really important.
“In my new role as a supervisory examiner, soft skills are increasingly critical. There are many difficult conversations to have, decisions to make, and outcomes to manage. I’ve had the opportunity to improve my leadership, supervisory, and communication skills.
Benefits of working at FCA
“Some of the benefits of working at FCA are the flexible work schedule, the work-life balance, compensation, and benefits. We get a nice amount of vacation time and sick leave benefits. I’ve seen lots of different parts of the country that I would probably never have otherwise seen. There are also great people that work at FCA.”