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Frequently Asked Questions

Click on a category below:

General information about FCA Risk identification Similar entity reporting Operating and strategic business planning for diversity and inclusion Flood insurance Stress testing expectations Borrower rights Collateral evaluations Disclosure and reporting rule Governance changes in 2006

Borrower rights

Note: These FAQs are specific to the provisions of the FCA borrower rights rules and do not address all situations that may be encountered. All citations are hyperlinks to the FCA Handbook on the FCA website.


Loan applications

Distressed loans

Distressed loan notices

Distressed loan restructuring

Credit review committees

Collateral evaluations

Right of first refusal

Waivers/loan sales

State mediation

Least-cost analysis

Effective interest rate disclosure