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Informational Memorandum
Subject:Financial Institution Rating System (FIRS) Summary
Date of Memorandum:03/01/2000
Expiration Date:
Office:OE
Signed By:Smith, Roland
FCA Contact Person:Holland, Tom
Contact Phone:703-883-4484
List of Attachments:Charts illustrating composite FIRS ratings at 12/31/99 & trends over 5 yrs


March 1, 2000


To: Chairman, Board of Directors