Informational Memorandums (Info Memos) are FCA communications addressed to all Farm Credit institutions and are not meant to be a formalized category of communication. Info Memos do not require FCA Board review and prior approval prior to distribution and may be effective for a short period of time. Examples of the type of information that may be communicated by Info Memos include documents that: Issue or revise the FCA Examination Manual, examination criteria, and procedures; Request information on Call Reports or young, beginning and small farmers and ranchers reports; Provide information on fraudulent activities, removal/suspensions/prohibitions, or other related activities; or Transmit documents issued by other Federal agencies, including regulations, official staff commentary on regulations, and forms. Search Informational Memorandums Date Subject 06/17/2008 Capital Adequacy - Risk Weighting of Certain Off-Balance Sheet Exposures 05/13/2008 Asset Growth, Market Volatility, and Best Practices for Fast Growing Institutions 04/21/2008 Collateral Evaluation Requirements and Frequently Asked Questions 02/07/2008 Instructions for Filing Part 620 Reports with FCA 02/04/2008 Maximum Bank Director Compensation for 2008 12/18/2007 Recission of Bookletters 12/11/2007 FEMA Issues 2007 Edition of its Mandatory Purchase of Flood Insurance Guidelines 12/05/2007 Amendments to Federal Reserve Regulations B, M, and Z Regarding Electronic Delivery of Consumer Disclosures 12/05/2007 FTC Regulations to Implement Affiliate Marketing, Identify Theft Red Flags, and Address Discrepancy Provisions of the FACT Act 11/21/2007 National Oversight and Examination Program 08/14/2007 Adverse Actions Based on Consumer Credit Reports 04/16/2007 Presidential $1 Coin Act of 2005 -- Farm Credit System Requirements 04/10/2007 Clarification of 12 C.F.R. 613.3030 - Rural Home Financing 04/09/2007 Recission of Bookletters on Disclosure of Director and Senior Officer Compensation 04/04/2007 Instructions for Filing Part 620 Reports with FCA 02/15/2007 Maximum Bank Director Compensation for 2007 02/09/2007 Significant Asset Growth and Its Implications 10/20/2006 FCA Handbook 10/17/2006 Zero Percent Capital Risk Weighting of Guaranteed Portions of Loans Purchased in the Secondary Market 10/13/2006 Electronic Filing of Part 620 Regulatory Reports 09/06/2006 TILA - RegulationZ 08/04/2006 Orders of Removal, Suspension, or Prohibition 06/22/2006 Guidance on Preparing Your Institution for a Catastrophic Event 06/22/2006 FAQ about HMDA Price Data 06/15/2006 Consumer Credit Protection Act and Fair Lending--Prohibition Against Discrimination in Credit Transactions 05/17/2006 Standard Flood Hazard Determination Form 05/15/2006 Clarification of FCA Regulation 614.4200(b)(1) - Security for Long-Term Loans 02/24/2006 Disclosures Under FCA Regulations 620.5 and 630.20 02/15/2006 Maximum Bank Director Compensation for 2006 01/25/2006 Livestock Risk Protection and Other Products Offered by the Federal Crop Insurance Corporation 10/13/2005 Orders of Removal, Suspension, or Prohibition 10/13/2005 Regulation C, Home Mortgage Disclosure Act - Reporting Requirements 09/21/2005 Regulation Z - Notice of Adjustment of Dollar Amount for Disclosures on Certain Home Mortgage Transactions 04/21/2005 Guidance on Response Program for Unauthorized Access to Customer Information and Customer Notice 04/13/2005 Regulation C, Home Mortgage Disclosure Act - Reporting Requirements 03/09/2005 Capitalizing Collateral Risk 02/22/2005 FCA Examination Manual Update 02/16/2005 Fair and Accurate Credit Transactions Act of 2003 - Effective Dates 02/07/2005 Orders of Removal, Suspension, or Prohibition 02/03/2005 Maximum Bank Director Compensation for 2005 02/03/2005 Annual Adjustment of the Annual Report Disclosure Threshold for FY 2004 CEO Compensation 02/02/2005 Report on Violations of Consumer, Borrower Rights, and Flood Insurance Regulations 01/12/2005 Web Site Access to Comment Letters 01/11/2005 Investments in Rural America--Pilot Investment Programs 12/17/2004 Effective Interest Rate Disclosure 11/25/2004 Compliance with Farm Credit Administration E-commerce Regulations in Business Plans 09/02/2004 Fair and Accurate Credit Transactions Act of 2003 09/02/2004 Regulation Z - Notice of Adjustment of Dollar Amount For Disclosures on Certain Home Mortgage Transactions 08/11/2004 Orders of Removal, Suspension, or Prohibition 08/02/2004 Guidance on Instant Messaging 07/14/2004 Review of Farm Credit System Loan Underwriting Standards (LUS or standards) 07/14/2004 Regulation C, Home Mortgage Disclosure Act 06/25/2004 Investments in Rural America 06/10/2004 Revised Related Services Informational Memorandum 04/29/2004 Guidance on Safeguarding Customers Against E-Mail and Internet-Related Fraudulent Schemes 04/29/2004 Revisions to Regulation Z and the Official Staff Commentary 04/26/2004 Allowance for Loan Losses 04/15/2004 Servicemembers Civil Relief Act 04/15/2004 Rescission of Policy Statement 75 on Farm Credit System Service to Young, Beginning, and Small Farmers and Ranchers 04/15/2004 Report on Violations of Consumer, Borrower Rights, and Flood Insurance Regulations 03/18/2004 Amendments to and Spousal Signature Provisions of Regulation B 02/24/2004 Loan Syndication Authorities for Banks and Associations 02/23/2004 Orders of Removal, Suspension, or Prohibition 02/23/2004 Regulation C, Home Mortgage Disclosure Act 01/29/2004 Rescission of "SPECIAL ALERT -Potentially Fraudulent Activity" Requirement 01/22/2004 Federal Banking Regulatory Statement on Appraisal Independence 11/13/2003 Regulation Z - Notice of Adjustment of Dollar Amount for Disclosures on Certain Home Mortgage Transactions 10/21/2003 Counterparty Risk 10/02/2003 Regulation C, Home Mortgage Disclosure Act 10/02/2003 Orders of Removal, Suspension, or Prohibition 09/15/2003 Official Staff Commentary to Regulation Z Truth in Lending Act 09/09/2003 Issuance of Preferred Stock 08/21/2003 Review of FCS Loan Underwriting Standards 07/29/2003 Suspension of Control List Obligations 07/29/2003 Recommended Elements of a Privacy Policy 06/26/2003 Children's Online Privacy Protection Act of 1998 06/04/2003 Additional Guidance on the Risks of Weblinking 04/28/2003 Soldiers and Sailors Civil Relief Act of 1940 04/25/2003 Revised OE Focus Areas 03/20/2003 OE Focus Areas for Fiscal Year 2003 03/18/2003 Orders and Notice of Removal, Suspension, or Prohibition 03/13/2003 Specially Designated Nationals and Blocked Persons 01/16/2003 Reauthorization of Flood Insurance Authority 01/02/2003 Possible Effects of the Farm Security and Rural Investment Act on Farm Credit System Institution Authorities 12/30/2002 Report on Violations of Consumer, Borrower Rights, and Flood Insurance Regulations 12/20/2002 Request for Comments on Borrower Rights Requirements 12/19/2002 Flood Insurance Authority Lapse 12/17/2002 Alert: Managing Risks Associated with Wireless Networks and Customer Access 12/17/2002 Regulation Z - Notice of Adjustment of Dollar Amount 10/23/2002 Orders and Notice of Removal, Suspension, or Prohibition 09/19/2002 Guidance for Weblinking Relationships 07/26/2002 Specific Guidance on Electronic Disclosures and Notices 07/02/2002 Specially Designated Nationals and Blocked Persons 07/02/2002 Guidance on Authentication in an Electronic Banking Environment 07/02/2002 Spousal Signature Provisions of Regulation B 07/01/2002 Effective Interest Rate Disclosure 06/17/2002 Computer-Based Model Validation Expectations 05/07/2002 Copies of Financial Institution Letters and OCC Alerts 04/23/2002 Notice of Prohibition 04/22/2002 Report on Violations of Consumer, Borrower Rights and Flood Insurance Regulations 02/26/2002 Copies of Financial Institution Letters 02/26/2002 Orders of Removal, Suspension, or Prohibition 02/15/2002 Office of Examination Focus Areas for Fiscal Year 2002 02/15/2002 Temporary Relief for Agricultural Producers Under Stress 01/29/2002 Annual Adjustment of the 2002 Annual Report Disclosure Threshold for 2001 CEO Compensation 01/29/2002 Annual Adjustment of Maximum Director Compensation for 2002 12/20/2001 Insurance Considerations for E-Commerce Activities 12/20/2001 Regulation Z - Notice of Adjustment of Dollar Amount 11/26/2001 Soldiers and Sailors Civil Relief Act of 1940 11/16/2001 Copies of Financial Institution Letters 11/14/2001 Specially Designated Nationals and Blocked Persons 10/23/2001 Guidance for Electronic Delivery of Disclosures 10/18/2001 Reassessment of Business Continuity Plan 10/17/2001 Request Relating to Information Pertaining to Terrorist Attacks 10/10/2001 Revised Related Services List 09/25/2001 Mandatory Compliance Date Lifted for Interim Rules Governing the Electronic Delivery of Certain Consumer Disclosures 09/25/2001 Orders and Notices of Removal, Suspension, or Prohibition 09/25/2001 SPECIAL ALERT - Potentially Fraudulent Activity 09/24/2001 Special Alert--Request for Information 09/17/2001 FCA Examination Manual Update 09/07/2001 Amendments to Federal Reserve Regulations B, M, and Z Regarding Electronic Delivery of Required Disclosures 07/25/2001 Copies of Financial Institution Letters 07/25/2001 Homeowners Protection Act of 1998--Technical Corrections 07/23/2001 Specially Designated Nationals and Blocked Persons 05/21/2001 Technology Alerts 05/18/2001 Copies of an Alert and Financial Institution Letters 04/27/2001 Personnel Update 04/18/2001 Revisions to Article 9 of the Uniform Commercial Code 03/12/2001 Counterfeit Check 03/06/2001 Regulation Z - Notice of Adjustment of Dollar Amount 02/21/2001 Annual Adjustment of Maximum Director Compensation for 2001 02/21/2001 Annual Adjustment of the 2001 Annual Report Disclosure Threshold for 2000 CEO Compensation 02/01/2001 Office of Examination Focus Areas for Fiscal Year 2001 01/30/2001 Copies of Financial Institution Letters 01/29/2001 Specially Designated Nationals and Blocked Persons 01/16/2001 Revoked Banking License, Missing Official Checks, Telemarketing Scam-Canadian Lottery, Unauthorized Bonds, and Unauthorized Banking Entity 01/16/2001 Orders of Removal, Suspension, or Prohibition 01/16/2001 Outsourcing of Technology-Related Products and Services 12/18/2000 Final Rule Amending Regulation Z (Truth in Lending) 12/06/2000 Entities That May Be Conducting Banking Operations in Canada or the United States Without Authorization 11/15/2000 Digital Signature Issues 11/15/2000 Fictitious Checks 11/02/2000 Specially Designated Nationals and Blocked Persons 10/25/2000 Risk Management of Outsourcing 10/11/2000 Entities That May Be Conducting Banking Operations in Canada 10/02/2000 Specially Designated Nationals and Blocked Persons 10/02/2000 E-commerce and Security Risks 09/18/2000 Counterfeit Cashier's Checks and An Entity That May be Conducting Banking Operations Without Authorization 09/07/2000 Network Security - Support Web Sites 08/17/2000 Identity Theft Advisory 08/14/2000 Safekeeping Receipts & Missing Cashier's Checks 07/25/2000 Deposit Broker Alert & Unauthorized Banking Entity 07/20/2000 Real Estate Settlement Procedures Act Questions & Answers 07/19/2000 Orders of Removal, Suspension, or Prohibition 07/19/2000 Entities That May Be Conducting Banking Operations etc. 07/18/2000 Specially Designated Nationals, Narcotics Traffickers, etc. 06/14/2000 Risk Management Symposium Audiotapes 06/14/2000 FCA Risk Management Symposium 06/14/2000 Dates of Submission of Corporate Applications 06/13/2000 Entities That May be Conducting Banking Operations etc. 06/07/2000 Regulation Z-Notice of Adjustment of Dollar Amount 06/07/2000 Financial Institution Rating System (FIRS) Summary 05/09/2000 Audit Committees and Farm Credit System Institutions 05/02/2000 FCA Examination Manual Update 04/24/2000 FCA Examination Manual Update 04/14/2000 URGENT-Memorandum Advising of Fradulent Activity 04/13/2000 December 31, 1999 Stress Analysis Report 04/07/2000 Entities that may be conducting Banking Operations in Canada, etc. 04/06/2000 Added Guidance on Credit Bureau Reporting 04/05/2000 Rescission of Information Systems Bulletin No. 89-2 04/05/2000 Specially Designated Nationals & Blocked Persons 03/27/2000 FCA Examination Manual Update 03/08/2000 Deregulation of the Farm Credit System: Implementation of the Philosophy Statement 03/07/2000 FCA Examination Manual Update 03/01/2000 Financial Institution Rating System (FIRS) Summary 03/01/2000 Warning on Web Site Security 02/29/2000 Duplicate Cashier's Checks 02/15/2000 Request for Public Comments on Electronic Commerce 02/11/2000 Orders of Removal, Suspension, or Prohibition 02/08/2000 Counterfeit or Missing Cashier's Checks/Unauthorized Banking Entities 02/07/2000 Remaining Challenges of Year 2000 Computer Problems 02/02/2000 FCA Examination Manual Update 01/28/2000 Unauthorized Banking and Banking License Revocation 12/30/1999 Changes to FCA Reporting Requirements 11/22/1999 Implementation of the FCA Board Policy Statement on Borrower Privacy 11/08/1999 Web Site and Internet Guidelines 11/08/1999 Accounting for Allowance for Loan Losses 11/08/1999 Potential Year 2000 Impact on Liquidity and Funding Needs 11/02/1999 Unauthorized Financial Entities or Fictious & Counterfeit Instruments 10/28/1999 FCA Risk Management Symposium 10/21/1999 FY 2000 Regulatory Performance Plan 10/20/1999 OE Focus Areas for Fiscal Years 2000/2001 10/19/1999 FCA Examination Manual Update 10/06/1999 Reporting Year 2000 Status 09/27/1999 FCA Examination Manual Update 09/22/1999 Specially Designated Nationals & Blocked Persons 09/22/1999 Stress Analysis Report 08/30/1999 Threats to Information Management Systems 08/10/1999 Credit Bureau Reporting 08/10/1999 FCA Examination Manual Update 08/02/1999 Prior Approval of New Investment Activities 07/29/1999 Corporate Restructuring Applications 07/29/1999 Blocking of Accounts with Narcotics Traffickers-Updated Listing 07/29/1999 Homeowners Protection Act of 1998 07/29/1999 Unauthorized Bank, Cashier's Checks Obtained under False Pretenses, etc. 07/19/1999 Unauthorized Banking Transactions 07/14/1999 Advising of Counterfeit Cashier's Checks and Personal Money Orders 07/13/1999 Consumer Handbook on Adjustable Rate Mortgages (CHARM) 06/22/1999 Listing of Orders of Removal,Suspension, or Prohibition 06/08/1999 Official Staff Commentary to Regulation Z,Truth in Lending 06/04/1999 Stress Analysis Report 05/17/1999 Advising of Unauthorized Banking & Counterfeit Cashier's Checks 05/17/1999 Official Staff Commentary on Regulation M 05/06/1999 Administration of GFAs 04/21/1999 USDA 1997 Census of Agriculture State &County Demographics of Farmers 04/19/1999 New Communities Entering the National Flood Insurance Program 04/13/1999 FCA Examination Manual Update 04/13/1999 Unauthorized Banking or Counterfeit Checks 03/18/1999 Confidentiality of Borrower Information 02/17/1999 Financial Instution Rating System Guide 02/17/1999 Unauthorized Banking & Fictitious or Counterfeit Checks 02/11/1999 Loan Pricing by Farm Credit System Institutions 01/29/1999 Annual Adjustment of the 1999 Annual Report Disclosure Threshold for 1998 CEO Compensation 01/29/1999 Annual Adjustment of Maximum Director Compensation for 1999 01/29/1999 Timeline for Regulation Projects 01/29/1999 Guidance on Year 2000 Contingency Planning 01/27/1999 Orders of Removal, Suspension, or Prohibition 01/12/1999 Unauthorized Banking & Suspicious Transactions 01/06/1999 Toll-Free Telephone Numbers 12/08/1998 Regulation C, Home Mortgage Disclosure Act 12/08/1998 Regulation M, Consumer Leasing Act 11/25/1998 Office of Examination Focus Areas for Fiscal Years 1999/2000 11/16/1998 Unauthorized Banking & Entities etc. 10/13/1998 Assets of Specially Designated Nationals & Blocked Persons 10/06/1998 Confidentiality of Borrower Information 09/28/1998 Unauthorized Banking and Suspicious Transactions 09/14/1998 Working with Distressed Borrowers 08/24/1998 Regulatory Burden Notice of Intent--Request for Comment 08/18/1998 Updated Year 2000 Work Program 08/17/1998 Unauthorized Banking & Fraudulent Document 08/13/1998 Farm Credit Administration's Year 2000 Progress Report 08/10/1998 Adverse Conditions and Disaster Relief Efforts by Farm Credit Institutions 07/29/1998 Mandatory Flood Insurance Requirements etc. 07/24/1998 Orders of Removal,Suspension, or Prohibition 07/23/1998 Blocking Accounts w/Nacotics Traffickers 07/20/1998 Advising of Suspicious Transactions 07/10/1998 Examination of Loans Guaranteed by Federal and Local Government Agencies 06/30/1998 Contingency Planning for Business Continuity 06/23/1998 Revisions to Official Staff Commentary to Reg Z 05/29/1998 Suspicious Transactions, Unauthorized Banking, Stolen & Counterfeit. 05/28/1998 OE Examination Manual Update 05/28/1998 FCA's Year 2000 Compliance Progress Report 05/20/1998 Testing for Year 2000 Readiness 04/27/1998 Year 2000 Impact on Customers of Farm Credit System Institutions 04/17/1998 Unauthorized Banking 04/13/1998 Service Provider and Software Vendor--Year 2000 Readiness 04/10/1998 Federal Reserve Regulation C Commentary, HMDC 03/26/1998 Accounting for High-Risk/Nonaccrual Loans 03/18/1998 Amendments to RESPA, Regulation X 03/17/1998 Expectations for Testing of Mission Critical Systems 03/16/1998 Reporting Requirements for Amended 12 CFR Parts 614 and 627 03/13/1998 Suspicious Transactions, Unauthorized Banking Entities, etc. 03/02/1998 FCA Rating System 02/10/1998 Consumer Credit Reporting Reform Act of 1996 02/06/1998 Annual Adjustment of Maximum Director Compensation for 1998 02/06/1998 Annual Adjustment of the 1998 Annual Report Disclosure Threshold for 1997 CEO Compensation 02/05/1998 Suspicious Transactions and Unauthorized Transactions 01/16/1998 Suspicious Transaction & Unauthorized Transactions 01/16/1998 Orders of Removal, Suspension, or Prohibition 01/16/1998 Updated Guidance for Federal Reserve Regulation C 01/16/1998 Equal Credit Opportunity Act Amendment 01/08/1998 Year 2000 Business Risk 01/08/1998 Truth in Lending Act Amendment 01/05/1998 Trade Embargo 12/19/1997 Computation of Lending Limit Base 12/10/1997 Suspicious Transactions 11/24/1997 Office of Examination Focus Areas for Fiscal Years 1998/1999 11/14/1997 Disclosure of Year 2000 Costs 11/10/1997 Unauthorized Banking Entities 11/06/1997 Advance Notice of Revisions to Call Report 10/16/1997 Year 2000 Awareness 10/03/1997 Official Staff Commentary Revisions 09/26/1997 Counterfeit Cashier's Checks, etc. 08/08/1997 Unauthorized Banking Entity & Stolen Cashier's Checks 07/28/1997 Unauthorized Banking Entitites & Counterfeit Checks 07/10/1997 FCA Examination Manual Update 06/13/1997 Orders of Removal, Suspension, or Prohibition 06/11/1997 Lost or Stolen Securities, etc. 06/06/1997 Year 2000 Awareness 05/20/1997 Blocking of Accounts Associated with Narcotics Traffickers 05/20/1997 Unauthorized Banking & Fictitious Treasury Securities 04/23/1997 Credit Underwriting Standards & Portfolio Credit Risk 04/22/1997 Federal Records Maintained by Farm Credit System Institutions 04/01/1997 Real Estate Settlement Procedures Act Amendments 03/25/1997 Fraudulent Certificates of Deposit etc. 03/18/1997 RESPA Amendments 01/23/1997 Stolen Money Orders & Unauthorized Banking 01/14/1997 Regulation Z Amendments 01/06/1997 Uninsured Deposits, Revoked Banking License, etc. 12/16/1996 FCA Examination Manual Subscribers 12/06/1996 Advance Notice of Revisions to the Call Report 12/03/1996 Unauthorized Banking Entities 11/12/1996 Orders of Removal, Suspension, or Prohibition 10/25/1996 Revisions to Official Staff Commentary to Regulation B 10/04/1996 Unauthorized Banking Entities & Worthless Finan.Instruments